The need for expensive, bulky credit card machines is gone. In the past, when computers were still high-priced items, merchants were left with no choice but to use credit card machines when looking for a credit card processing solution. The evolution of the internet in business environments and the home, as well as the significant drop in the cost of the desktop and laptop computers, makes it clear that it is truly cost-effective and efficient for the merchant to use their existing computer to process credit cards.

The ability to use your existing computer (destop or laptop), is only one of the many benefits that retail merchants experience when on the ePay Charge program. With all the retail transactions being passing through the USA ePay payment gateway, merchants can view detailed reports, as well as graphs and charts of all transactions for the life of the account. Merchants can also email, download and export their transaction reports. Whether the merchant needs to import their transactions into Quicken, or generate a report of all sales with or without tax for the year, week, or day, they can with the payment gateway. These are all features and benefits that retail merchants would and could not find in a typical, stand-alone, credit card machine.